Most SBA loan rejections aren't final—they're fixable through proper appeals and documentation. This post explains the real reasons loans get denied (beyond bad credit), walks through the 45-day appeal process, and highlights when legal help becomes essential. Maryland entrepreneurs can leverage local advantages and professional guidance to turn rejections into approvals....
Continue readingMost parents don't realize child support orders can be modified when life circumstances change significantly. This post reveals the critical timing requirements, documentation needs, and hidden factors that affect child support payments. From income changes to custody modifications, understanding when and how to petition for support adjustments can save or recover thousands of dollars for families....
Continue readingChild custody cases are among the most emotionally charged and complex aspects of family law. When your child’s well-being is at stake, every decision feels critical. Whether you’re navigating a contentious custody battle or seeking to modify an existing arrangement, having a solid legal strategy is key. At the Law Office of Rowena N. Nelson, LLC, we’ve helped countless parents secure favorable outcomes in child custody disputes. Here are some winning strategies that can make a difference in your case. 1. Prioritize the Best Interests of the Child In Maryland, the court’s primary focus is the best interests of the child. This...
Continue readingChild custody laws are shifting faster than most parents realize. With new Maryland regulations taking effect in 2026 and courts adapting to post-pandemic realities, the strategies that worked even two years ago might actually hurt your case today. The biggest change? Courts are prioritizing different factors when making custody decisions. It's not just about who has the bigger house or the higher income anymore. And if you're heading into a custody battle with outdated expectations, you could be setting yourself up for disappointment. What's Actually Changing in 2026 Maryland's upcoming custody law updates focus heavily on the child's digital life and mental health...
Continue readingWhen you’re facing criminal charges—or even just under investigation—it’s easy to feel overwhelmed, confused, and afraid. The legal system can be intimidating, and in high-stress situations, it’s hard to know what to say, what to do, or how to protect yourself. That’s why understanding your rights is critical. At the Law Office of Rowena N. Nelson, LLC, we believe that knowledge is power, and we’re here to help you navigate the complexities of criminal law with clarity, confidence, and the legal support you need. Why Knowing Your Rights Is So Important In criminal cases, the stakes are high. Whether you’re dealing with...
Continue readingWage garnishment can feel like a financial gut punch. One day you’re budgeting for your expenses, and the next, a chunk of your paycheck is missing—often without much warning. If you’re facing wage garnishment, it’s essential to understand how it works and, more importantly, what you can do to fight it. At the Law Office of Rowena N. Nelson, LLC, we’ve helped many clients regain control of their finances and protect their hard-earned income. What Is Wage Garnishment? Wage garnishment is a legal process where a creditor obtains a court order to deduct a portion of your paycheck directly from your employer...
Continue readingSecuring financing is one of the biggest challenges entrepreneurs and small business owners face. For many, Small Business Administration (SBA) loans offer a lifeline—providing favorable terms, lower interest rates, and longer repayment periods compared to traditional loans. However, the process of applying for an SBA loan is anything but simple. It involves navigating complex legal documents, strict eligibility requirements, and detailed financial disclosures. This is where an SBA loan attorney becomes invaluable. At the Law Office of Rowena N. Nelson, LLC, we help business owners successfully secure SBA financing while protecting their legal and financial interests. Here’s a closer look at...
Continue readingReckless driving is a serious traffic offense that goes beyond a simple speeding ticket or minor violation. In Maryland, it’s considered a misdemeanor and can carry severe consequences, including hefty fines, points on your driving record, increased insurance premiums, license suspension, and even jail time in extreme cases. If you’ve been charged with reckless driving, it’s crucial to understand that you have legal options. A strong defense can help reduce the charges, minimize penalties, or even get the case dismissed. At the Law Office of Rowena N. Nelson, LLC, we have extensive experience defending clients against reckless driving charges. Here’s what...
Continue readingGetting pulled over for speeding can be frustrating, especially when you believe you were driving safely or that the ticket was issued unfairly. While many people simply pay the fine and move on, doing so is often a mistake. Paying a speeding ticket is an admission of guilt, which can lead to points on your license, higher insurance premiums, and even the risk of license suspension if you accumulate too many violations. At the Law Office of Rowena N. Nelson, LLC, we help drivers fight speeding tickets and minimize the impact on their driving records. Challenging a speeding ticket may seem...
Continue readingWage garnishment can feel like a financial ambush—suddenly, a portion of your paycheck is being withheld, leaving you scrambling to cover basic expenses. If you’re dealing with this stressful situation, you’re not alone. Many people face wage garnishment due to debts like unpaid credit cards, medical bills, student loans, child support, or back taxes. The good news is that you don’t have to tackle this problem by yourself. A wage garnishment attorney can help you fight back, protect your income, and find lasting solutions to your debt issues. At the Law Office of Rowena N. Nelson, LLC, we’re here to...
Continue readingIn the business world, contracts are the foundation of every partnership, transaction, and agreement. They’re designed to provide clarity, outline responsibilities, and protect everyone involved. But even the most well-drafted contracts can lead to disputes when expectations aren’t met or unforeseen circumstances arise. When that happens, having the right legal strategies in place is crucial to protect your business interests. That’s where the Law Office of Rowena N. Nelson, LLC comes in. We help businesses navigate contract disputes with a clear, strategic approach that minimizes risk and maximizes outcomes. Understanding the Root of Contract Disputes Contract disputes can arise from a variety...
Continue readingDomestic violence is a deeply personal and painful experience that affects individuals across all backgrounds, ages, and communities. It’s not just about physical abuse—domestic violence can also involve emotional manipulation, financial control, sexual abuse, and psychological intimidation. If you or someone you know is facing this situation, it’s important to understand that you are not alone, and legal protections are available to help you regain control and safety. At the Law Office of Rowena N. Nelson, LLC, we’re committed to supporting survivors through compassionate legal guidance and strong advocacy. Understanding Domestic Violence Domestic violence isn’t limited to physical harm. It often includes...
Continue readingDivorce is rarely simple. It’s an emotional rollercoaster, a financial puzzle, and a legal maze all rolled into one. Whether you saw it coming or it hit you like a ton of bricks, the process can feel overwhelming. That’s why having a skilled divorce attorney in your corner is more than just a legal advantage—it’s a lifeline. At the Law Office of Rowena N. Nelson, LLC, we understand the emotional and legal complexities of divorce and are committed to guiding you through every step with care, precision, and unwavering support. Understanding the Legal Landscape Divorce laws vary by state, and Maryland is...
Continue readingFiling for bankruptcy can feel overwhelming—like standing at the edge of a cliff, unsure of what’s below. The truth is, while bankruptcy might seem like the end of the road, it can actually be a fresh start. It’s a legal tool designed to help individuals and businesses regain control of their finances, and with the right guidance, the process can be smoother than you’d expect. That’s where the Law Office of Rowena N. Nelson, LLC steps in. We’ve helped countless clients navigate the complexities of bankruptcy, providing personalized advice and strategic solutions every step of the way. What Exactly Is Bankruptcy? At...
Continue readingSigning a business lease is a major step, whether you're opening a new storefront, moving offices, or expanding your operations. A poorly drafted lease can lock you into unfavorable terms, so it’s crucial to negotiate carefully and understand what you're signing. Here are some key considerations before putting pen to paper. 1. Lease Type and Terms Not all leases are the same. Commercial leases typically come in different structures, such as: Gross Lease: The landlord covers most expenses, including taxes, insurance, and maintenance. Net Lease (Single, Double, or Triple): The tenant covers some or all expenses. A triple-net lease (NNN) means the...
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